Government Shutdown Support

We understand that the government shutdown may affect your income. As your credit union, we’re here to support you. If you are impacted, please reach out to us to learn more about special relief options, including Shutdown Relief loans, payment deferrals and financial counseling. You are not alone; we are committed to helping you through this time.

Programs Available

Shutdown Relief Loan

Need help bridging the gap between missed paychecks? SRP offers a Shutdown Relief Loan.

0% APR¹ Personal Loan
60 Day Term
Amount of loan equal to the direct deposit of net pay into your SRP Account (Maximum Amount $5,000)

Repayment of the amount credited to member's account to be paid in one payment after shutdown ends and member receives backpay.

Loan Payment Assistance

To help members affected by the government shutdown, SRP is offering our Skip-A-Pay option with the fee waived². Skip-A-Pay allows you to defer one monthly payment each rolling 12-month on an eligible SRP loan.

Learn More

Loan Extensions

Receive up to 60 days³ of loan deferral for consumer loans.

Financial Counseling

SRP offers free budgeting and financial support with Financial Counselors.

Visit your local branch or contact us at 803-278-4851 to learn more about our Government Support Programs.

¹APR = Annual Percentage Rate. The promoted 0.00% APR is effective as of October 23, 2025 for qualifying personal loans. This offer is available to members who are directly impacted by furloughs and documentation may be required. Eligible loan amount will be determined by your monthly amount of direct deposit not to exceed $5,000.00. Repayment is in one payment of the full loan amount upon receipt of backpay. Relief funds cannot be used to refinance or consolidate existing loans currently financed with SRPFCU. Cannot be combined with additional promotions and discounts. One relief loan per member. Offer expires November 30, 2025, or upon conclusion of the government shutdown, whichever occurs first. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership required. Federally insured by NCUA.

²All other terms and conditions of the loan will remain the same and regular payments resume the following month or billing cycle immediately following the skipped payment. See important Skip-A-Pay Terms and Conditions. Offer expires November 30, 2025, or upon conclusion of the government shutdown, whichever occurs first. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership required. Federally insured by NCUA.

³A loan extension may extend your original term, and interest will continue to accrue. Offer expires November 30, 2025, or upon conclusion of the government shutdown, whichever occurs first. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership required. Federally insured by NCUA.