Visa Traditional Secured Card

The Visa Traditional Secured Card functions just like other credit cards but it is secured by a savings account. If you may not qualify for a standard credit card, or would like to begin building or improving your credit score, the Traditional Secured card may be the card for you. Plus it comes with Visa benefits like 24/7 Call Support and Fraud Monitoring.

*APR = Annual Percentage Rate. SRP Federal Credit Union’s Visa Signature, Visa Rewards, Visa Traditional, and Visa Business credit cards each have a 1.99% APR promotional rate for 12 Months. After that, the APR will be 10.50% to 18.00% for Visa Signature and Visa Rewards credit card, 9.50% to 18.00% for Visa Traditional credit card, and 13.25% to 18.00% for Visa Business credit card. Rates are based on your creditworthiness and will vary with the market based on the Prime Rate. Rates are current as of 1/01/2025 and are subject to change. Cash advances are not eligible for the 1.99% introductory offer. Rewards are available only for new purchases made with the card: cash advances and balance transfers are excluded and do not earn credit toward rewards. Visa Traditional credit card does not earn points. Subject to credit approval. Programs, rates, terms, and conditions subject to change without notice. Membership required.