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SRP Online and SRP Mobile may be intermittently unavailable on Thursday, July 18, from 1:00am until 5:00am due to scheduled maintenance. We apologize for any inconvenience.

Auto Loans

Purchasing an automobile is one of the biggest decisions you make. We want you to get the best deal possible. Not only do we offer great rates everyday and flexible terms, we provide research materials to help you through the auto-buying process.

SRP Federal Credit Union Loan Advantages

  • Qualified members select loan terms to fit their needs
  • Little or no down payment required on new vehicles
  • Simple interest financing
  • Convenient payment options by mail, by automatic debit, by payroll deduction, in person, or through SRP Online
  • Credit Life and Disability Insurance along with Guaranteed Asset Protection (GAP) are available
  • Route 66 Warranty available for new and used autos
  • No application or service fee
  • Same-day loan approval

Call us at 803-278-4851 to apply for a loan over the phone with anytime, 24/7 lending!

Insurance Verification

You can verify your vehicle’s insurance with us right here.

Applying is Easy!

We offer anytime, 24/7 Lending. Call us at 803-278-4851 to apply for a loan over the phone! You can also check your online application status at any time!

Looking For Something Else?

  • All loans subject to approval and rate may vary depending on individual's credit history and other factors. Refinancing restrictions apply. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Membership required.