Auto Loan Rates

As of March 1, 2023

New Vehicle

2021 or Newer

Up to 36 Months - As low as 4.99% APR*
37-48 Months - As low as 5.24% APR*
49-60 Months - As low as 5.4% APR*
61-72 Months - As low as 5.99% APR*
73-84 Months - As low as 6.54% APR*

Used (2017 - 2020)

Used

(2017 - 2020 Model)

Up to 36 Months - As low as 5.29% APR*
37-48 Months - As low as 5.69% APR*
49-60 Months - As low as 5.89% APR*
61-72 Months - As low as 6.29% APR*
73-84 Months - As low as 6.99% APR*

Used (2010 - 2014)

Used

(2010 - 2014 Model)

Up to 36 Months - As low as 5.79% APR*
37-48 Months - As low as 6.69% APR*
49-60 Months - As low as 7.99% APR*

Collector's Classic

(25 Years or Older Model)

Up to 36 Months - As low as 6.09% APR*
37-48 Months - As low as 7.09% APR*
49-60 Months - As low as 8.34% APR*

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Auto Calculators

*APR = Annual Percentage Rate. Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.

Minimum amount financed for 49-60 months is $10,000.
Minimum amount financed for 61-72 months is $15,000.
Minimum amount financed for 73-84 months is $25,000.

For model years 2020 or newer with greater than 48,000 miles see Used Auto Model Years 2016 - 2019 rates.

Additional terms and conditions apply for vehicles with mileage in excess of 100,000 miles.

Payment Example: Vehicle loan of $20,000 for 60 months at 2.99% APR will have a monthly payment of $360.

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Fee schedule

Auto Loan Rates

As of March 1, 2023

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