Auto Loan Rates
As of March 1, 2025
| Term | New Vehicle (2023 or Newer) | Used (2019-2022 Model) | Used (2012-2018 Model) | Collectors Classic (25 Years or Older Model) |
|---|---|---|---|---|
| Up to 36 Months | As low as 4.99% APR* | As low as 5.54% APR* | As low as 6.54% APR* | As low as 6.84% APR* |
| 37-48 Months | As low as 4.99% APR* | As low as 5.54% APR* | As low as 7.44% APR* | As low as 7.84% APR* |
| 49-60 Months | As low as 4.99% APR* | As low as 5.54% APR* | As low as 8.99% APR* | As low as 9.34% APR* |
| 61-72 Months | As low as 5.49% APR* | As low as 6.49% APR* | ||
| 73-84 Months | As low as 6.99% APR* | As low as 7.44% APR* |
*APR = Annual Percentage Rate. Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.
Minimum amount financed for 49-60 months is $10,000.
Minimum amount financed for 61-72 months is $15,000.
Minimum amount financed for 73-84 months is $25,000.
For model years 2023 or newer with greater than 48,000 miles see Used Auto Model Years 2019 - 2022 rates.
Additional terms and conditions apply for vehicles with mileage in excess of 100,000 miles.
Payment Example: Vehicle loan of $20,000 for 60 months at 5.99% APR will have a monthly payment of $388.
