Consumer Account Rates
| As of August 1, 2026 | ||||
|---|---|---|---|---|
| Term | Dividend Rate | APY* | Minimum Opening Deposit | Dividend Period/Dividends Credited |
| Primary Savings Account | 0.37% | 0.37% | $0.01 Par Value Membership share | Monthly |
| Savings II Account | 0.37% | 0.37% | Monthly | |
| Christmas Club Account | 0.42% | 0.42% | Monthly | |
| VISA Traditional Secured Savings | 0.01% | 0.01% | $275.00 | Monthly |
| IRA Savings | 0.37% | 0.37% | Monthly | |
| Basic Checking | 0.00% | 0.00% | ||
| Checking Account | 0.10% | 0.10% | Monthly |
Member Boost Savings Account****
| As of August 1, 2026 | ||
|---|---|---|
| Balance | Rate | APY |
| $0.00 - $9,999.99 | 0.37% | 0.37% |
| $10,000 - $49,999.99 | 1.49% | 1.50% |
| $50,000 - $249,999.99 | 2.23% | 2.25% |
| $250,000 and above | 2.96% | 3.00% |
Emergency Fund Builder Savings Account*****
| As of August 1, 2026 | ||
|---|---|---|
| Balance | Rate | APY |
| $0.00 - $1,000.00 | 4.89% | 5.00% |
| $1,000.01 and above | 0.37% | 0.37% |
Business Account Rates
| As of August 1, 2026 | ||||
|---|---|---|---|---|
| Term | Dividend Rate | APY* | Minimum Opening Deposit | Dividend Period/Dividends Credited |
| Primary Savings Account | 0.37% | 0.37% | $0.01 Par Value Membership share | Monthly |
| Savings II Account | 0.37% | 0.37% | Monthly | |
| Christmas Club Account | 0.42% | 0.42% | Monthly | |
| VISA Traditional Secured Savings | 0.01% | 0.01% | $275.00 | Monthly |
| IRA Savings | 0.37% | 0.37% | Monthly | |
| Basic Checking | 0.00% | 0.00% | ||
| Checking Account | 0.10% | 0.10% | Monthly |
Business Boost High Yield Savings Account**
| Balance | APY* |
|---|---|
| $0.01 to $4,999 | 0.37% |
| $5,000 to $24,999 | 1.25% |
| $25,000 to $49,999 | 2.54% |
| $50,000 + | 4.00% |
Community Boost High Yield Savings Account***
| Balance | APY* |
|---|---|
| $0.01 to $24,999 | 0.50% |
| $25,000 to $49,999 | 3.00% |
| $50,000 + | 4.00% |
*Annual Percentage Yield (APY) is accurate as of 8/01/2026 - 8/31/2026.
**Must provide Tax-Exempt Designation Documentation from IRS.
***Tiered rates based on Average Balance of Account. Must be a 501c3 to qualify.
****APY = Annual Percentage Yield, effective as of 08/01/2026. Dividends will accrue on a tiered basis. Balances less than $10,000.00 earn 0.37% APY. Balances $10,000.00 to $49,999.99 earn 1.50% APY. Balances $50,000.00 to $249,999.99 earn 2.25% APY. Balances greater than $250,000.00 earn 3.00% APY. The minimum account balance to earn stated APY is $0.01. Member Boost Savings is available for Consumer Accounts only; fiduciary accounts and business members are not eligible for this account type. Member Boost Savings Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Please visit www.srpfcu.org for eligibility requirements. The NCUA insures funds to at least $250,000.
*****APY = Annual Percentage Yield, effective as of 08/01/2026. The promoted 5.00% APY is earned on balances up to $1,000.00. For account balances exceeding $1,000.00, the APY is the current APY in effect for a Primary Savings Account, which is 0.37% APY, effective as of 08/01/2026. The minimum account balance to earn the stated APY is $0.01. Emergency Fund Builder is available for Consumer accounts only; fiduciary accounts and business members are not eligible for this account type. Emergency Fund Builder Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Please visit www.srpfcu.org for membership eligibility.
Maturity date for Christmas Club Account is October 31. Term varies depending on the date the account is opened.
Christmas Club Early Withdrawal Fee may be imposed.
Fees may reduce earnings.
Rates subject to change after account opening.
