Certificates

3 Month

Term Share / IRA Certificate Accounts

Dividend Rate - 1.24%
APY* - 1.25%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

6 Month

Term Share / IRA Certificate Accounts

Dividend Rate - 3.44%
APY* - 3.50%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

12 Months

Term Share / IRA Certificate Accounts

Dividend Rate - 3.93%
APY* - 4.00%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Maturity/Monthly

24 Months

Term Share / IRA Certificate Accounts

Dividend Rate -3.69%
APY* - 3.75%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

30 Months

Term Share / IRA Certificate Accounts

Dividend Rate - 3.06%
APY* - 3.10%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

36 Months

Term Share / IRA Certificate Accounts

Dividend Rate - 3.25%
APY* - 3.30%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

48 Months

Term Share / IRA Certificate Accounts

Dividend Rate - 3.40%
APY* - 3.45%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

60 Months

Term Share / IRA Certificate Accounts

Dividend Rate - 3.49%
APY* - 3.55%
Minimum Opening Deposits - $500
Dividend Period/Dividends Credited - Monthly/Monthly

*Annual Percentage Yield (APY) is accurate as of 1/01/2025 - 1/31/2025.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

Certificates - Penalty for early withdrawal will equal 90 days of interest.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

Photo at top of page provided by SRP member Ashley Strickland (Lake Thurmond).

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