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Certificates

As of September 1, 2025

Term Share/IRA Certificate Accounts Dividend Rate APY* Minimum Opening Deposit Dividend Period/Dividends Credited
3 Months 2.47% 2.50% $500 Monthly/Monthly
6 Months 3.45% 3.50% $500 Monthly/Monthly
12 Months 3.93% 4.00% $500 Maturity/Monthly
24 Months 3.45% 3.50% $500 Monthly/Monthly
30 Months 2.96% 3.00% $500 Monthly/Monthly
36 Months 3.06% 3.10% $500 Monthly/Monthly
48 Months 3.15% 3.20% $500 Monthly/Monthly
60 Months 3.25% 3.30% $500 Monthly/Monthly

*Annual Percentage Yield (APY) is accurate as of 9/01/2025 - 9/30/2025.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

Certificates - Penalty for early withdrawal will equal 90 days of interest.

Fees may reduce earnings.

Terms and conditions subject to change without notice.