Motorcycle and Off-Road Vehicle Rates
Motorcycles, Golf Carts, ATVs
As of December 1, 2025
| Term | New (2024 or Newer) | Used (2020 - 2023 Model) |
|---|---|---|
| Up to 24 Months | As low as 7.79% APR* | As low as 8.79% APR* |
| 25-36 Months | As low as 8.29% APR* | As low as 9.29% APR* |
| 37-48 Months | As low as 8.89% APR* | As low as 9.79% APR* |
| 49-60 Months | As low as 9.54% APR* | As low as 10.54% APR* |
| 61-72 Months | As low as 10.29% APR* | As low as 11.29% APR* |
*APR = Annual Percentage Rate. Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.
Minimum amount financed for 25 - 36 months is $6,000.
Minimum amount financed for 37 - 48 months is $12,000.
Minimum amount financed for 49 - 60 months is $18,000.
Refinancing restrictions apply.
Payment Example: Motorcycle loan of $20,000 for 60 months at 9.54% APR will have a monthly payment of $421.
