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STAY ALERT
Reminder, SRP will never call or text and ask for account information such as login username/password, debit/credit card numbers, or other sensitive information.

HOLIDAY CLOSING: All Branches and Drive-Thrus will be closed Monday, September 1, 2025, in observance of Labor Day.

Personal Loan Rates

As of August 1, 2025

Term Credit Tier/Credit Score APR*
Up to 12 Months Min $250 9.89%
Up to 24 Months Min $1,000 10.89%
25-36 Months Min $2,500 11.89%
37-48 Months Min $3,500 13.89%
49-60 Months Min $5,000 15.89%

*APR = Annual Percentage Rate

Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.

Payment Example: Personal loan of $2,500 for 36 months at 11.99% APR will have a monthly payment of $83.