Personal Loan Rates

As of May 1, 2025 - June 1, 2025

Term Credit Tier/Credit Score APR*
Up to 12 Months Min $250 9.89%
Up to 24 Months Min $1,000 10.89%
25-36 Months Min $2,500 11.89%
37-48 Months Min $3,500 13.89%
49-60 Months Min $5,000 15.89%

*APR = Annual Percentage Rate

Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.

Payment Example: Personal loan of $2,500 for 36 months at 11.99% APR will have a monthly payment of $83.