Emergency Fund Builder Savings Account
Earn More While Building Your Financial Safety Net
Unexpected expenses happen. Be ready for them with an account designed to help you reach your first $1,000 in emergency savings faster.
With the Emergency Fund Builder Savings Account, you'll earn 5.00% APY* on your balance up to $1,000, helping your savings grow quicker than a traditional savings account. Once your balance reaches $1,000, your account will continue earning SRP's standard savings APY.
It's a simple way to build the financial cushion you need for life's unexpected moments - from car repairs and medical bills to home repairs and other surprise expenses.
Why You'll Love It
- Earn 5.00% APY* on balances up to $1,000
- Build your emergency fund faster with a higher return
- Create a strong financial foundation for unexpected expenses
- Continue earning SRP's standard savings APY after $1,000
- No complicated requirements - just save and watch your money grow
Start Building Today
A strong financial future starts with a solid emergency fund. Whether you're saving a little each payday or making larger deposits, the Emergency Fund Builder Savings Account helps your money work harder from day one.
Earn more. Save faster. Be prepared for whatever comes next.
*APY = Annual Percentage Yield, effective as of 08/01/2026. The promoted 5.00% APY is earned on balances up to $1,000.00. For account balances exceeding $1,000.00, the APY is the current APY in effect for a Primary Savings Account, which is 0.37% APY, effective as of /08/01/2026. The minimum account balance to earn the stated APY is $0.01. Emergency Fund Builder is available for Consumer accounts only; fiduciary accounts and business members are not eligible for this account type. Emergency Fund Builder Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Please visit www.srpfcu.org for membership eligibility.
