Auto Loans

Purchasing an automobile is one of the biggest decisions you make. We want you to get the best deal possible. Not only do we offer great rates everyday and flexible terms, we provide research materials to help you through the auto-buying process.

SRP Federal Credit Union Loan Advantages

Qualified members select loan terms to fit their needs
Little or no down payment required on new vehicles
Simple interest financing
Convenient payment options by mail, by automatic debit, by payroll deduction, in person, or through SRP Online
Credit Life and Disability Insurance along with Guaranteed Asset Protection (GAP) are available
Route 66 Warranty available for new and used autos
No application or service fee
Same-day loan approval

View Auto Rates

View Calculators

Apply Online

Insurance Verification

You can verify your vehicle’s insurance with us right here.

Verify Insurance

Applying is Easy!

Apply through our mobile app, online, or call us at 803-278-4851 to apply for a loan over the phone! You can also check your online application status at any time!

Check Application Status

Looking For Something Else?

All loans subject to approval and rate may vary depending on individual's credit history and other factors. Refinancing restrictions apply. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Membership required.