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SYSTEM MAINTENANCE
Starting Saturday, January 10, 2026 at 10:00pm through Sunday, January 11, 2026 at 5:00am, check images will be temporarily unavailable in Online and Mobile Banking. They will be accessible again once the maintenance is complete. Thank you for your patience and understanding.

DIGITAL BANKING WILL BE INTERMITTENTLY UNAVAILABLE
SRP Online and SRP Mobile will be unavailable on Monday, January 12th from 11:00pm until 1:00am due to maintenance. We apologize for any inconvenience.

HOLIDAY CLOSING: All Branches and Drive-Thrus will be closed Monday, January 19, 2026, in observance of Martin Luther King Day.

Recreation Loans

It doesn’t matter if you want to buy a boat for weekends at the lake, travel the country in an RV, or ride around town on the motorcycle you always wanted, SRP FCU has the loan for you. We want you to have the best loan to make your dreams possible.

SRP Federal Credit Union Loan Advantages

  • Qualified members select loan terms to fit their needs
  • Little or no down payment required on new vehicles
  • Simple interest financing
  • Convenient payment options by mail, by automatic debit, by payroll deduction, in person, or through SRP Online
  • Credit Life and Disability Insurance along with Guaranteed Asset Protection (GAP) are available
  • Route 66 Warranty available for new and used autos
  • No application or service fee
  • Same-day loan approval

Insurance Verification

You can verify your vehicle’s insurance with us right here.

Applying Is Easy!

Apply through our mobile app, online, or call us at 803-278-4851 to apply for a loan over the phone! You can also check your online application status at any time!

Looking For Something Else?

  • All loans subject to approval and rate may vary depending on individual's credit history and other factors. Refinancing restrictions apply. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Membership required.